Minnesota Unclaimed Funds

Minnesota is holding over $700 million in unclaimed funds!

What are unclaimed funds?

Funds are considered unclaimed if the owner has not provided evidence of any interest or control over the funds for a number of years. Here’s a brief list of common types of unclaimed funds:

•Dormant bank accounts
•Un-cashed checks
•Unclaimed wages
•Safe deposit boxes
•Insurance dividends, etc.
Holders of unclaimed funds, usually banks, insurance companies, corporations, etc. are required by law to attempt to contact the owner of the funds when it appears that the owner has abandoned the item.

If the owner fails to respond, the funds are deemed abandoned and the holder must include the funds in the annual unclaimed funds report to the Department of Commerce.


The state acts as a custodian for the funds while continuously attempting to find the owners of the unclaimed funds. The monetary items are held in the state’s general fund until claims are made.

The tangible property from safe deposit boxes is held at the Minnesota Department of Commerce.

If this property is left unclaimed, the items are then made available for auction every 10 years.

The Minnesota Department of Commerce Unclaimed Property Program uses missingmoney.com to list all owners’ names in a searchable format.

Click here to search for unclaimed money in Minnesota.

To start the claims process, enter your name and location in the search bar.  If you are searching for a business, place the business name in the “Last Name” field.

When using Missing Money to claim property, one of the following options may appear to initiate the claim:

• User Print:  This option allows you to print the claim form.
• Print & Mail:  This option allows the Unclaimed Property Program to print the claim form and mail it to the address you provide.

Here is the contact information for Minnesota:

Mailing Address  

Minnesota Department Commerce
85 7th Place East, Suite 500
St. Paul, MN 55101

Phone and Fax

Phone: 651-539-1500
Fax: 651-539-1547

Email Address

General Information: general.commerce@state.mn.us

If you do not hear from them after 90 days from filing a claim, call them at 651-539-1545.

Did you know you can make money finding unclaimed money for other people?

There is a little known business that lets you do that. Unclaimed money finders locate people that don’t know they money being held for them and help them to recover it.

In return, they charge a commission after the money is recovered.

Please click here if you would like to learn more about becoming a Minnesota unclaimed money finder.